Does Aldi Take Checks?

Does Aldi take checks? No. Aldi does not take checks and eWIC cards. Although Aldi hasn’t said why it doesn’t accept checks, we can guess some possible reasons. One is bounced checks

When a check bounces, it mostly means that the user doesn’t have sufficient funds within it. If Aldi were to accept checks, it’s most likely going to experience those. While collecting checks, cashiers might have to note down shoppers’ contact details to contact them if the check bounces.

If the check bounces and the store can’t reach the customer, it would mean a loss for Aldi. Considering this reason makes sense why the store mostly accepts credit and debit card payments. With such cards, Aldi verifies and receives your funds immediately. This way, you don’t hold up the checkout line.

Whether Aldi plans to take checks in the future is unknown to us. But if you keep reading, we’ll show you other acceptable payment methods at Aldi. You’ll also learn about some stores that accept check payments.

What are the acceptable payment methods at Aldi?

Since you can’t use checks or eWIC cards, there are other ways you can pay for items at Aldi. Currently, Aldi accepts the following payment methods:

Aldi also accepts gift cards. However, you can only buy and use them at Aldi stores. At the moment, the store doesn’t sell them online. So you’d have to purchase it from an Aldi store near you

If you plan to use the gift cards online after purchase, you’d be disappointed. Aldi, as a standalone store, doesn’t do deliveries. So it’s dependent on its partnership with Instacart to make customer deliveries possible. 

However, Instacart doesn’t accept Aldi gift cards. So their gift cards are useless anywhere but at the store.

Stores that accept checks

Here’s a list of some grocery stores and supermarkets that accept checks as a payment method:

  • Amazon
  • Walmart
  • Trader Joe’s
  • Fred Meyer
  • King Soopers
  • Meijer
  • Wegmans
  • Sprouts
  • Costco
  • Sam’s Club

Person signing a check book with a silver pen

You might need to present your state ID to pay with checks at most stores. This will help the store verify your identity and prevent fraud. Some stores may scan your ID to ensure you’re not presenting a fake one. 

What happens when a grocery store takes your fake ID?

If a grocery store cashier takes and scans your ID, they can tell whether it’s fake or not. Some stores use third-party check verification services to test the validity of customer checks.

If your check is fake, the cashiers can call the police’s attention. Since most grocery stores have camera footage of customers as part of their shoplifting tracking system, they will surely have evidence of your crime.

You will be charged with a misdemeanor once you’re caught using a fake ID. Since state laws vary across the USA, it could also be charged as a felony.

You could lose your driver’s license or pay a hefty fine in misdemeanor cases. Usually, fees associated with misdemeanor cases range from $500 to $1000. In the worst-case scenario, you will serve time in jail for a maximum of one year. However, during your stay in detention, judges may order your probation. So you could face early release.


Key takeaway

  • Does Aldi take checks? No, Aldi doesn’t take checks. But it accepts other payment options, such as cash, Debit cards, MasterCard, Discover, American Express, Visa, SNAP EBT cards, Link cards, and Contactless payment (except PayPal and BACS). E.g., Apple Pay and Google Pay.
  • Other stores that accept checks include Amazon, Walmart, Trader Joe’s, Fred Meyer, King Soopers, Meijer, Wegmans, Sprouts, Costco, and Sam’s Club.
  • You will need to present a state ID to pay with checks at grocery stores. State IDs help to verify identities and prevent fraud.
  • If you’re caught with a fake ID, you could go to jail, pay a fine, or lose your driver’s license.

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